Overall, personal loans typically have longer loan terms and offer fixed repayment timelines, whereas balance transfer credit ...

Debt consolidation allows you to combine debt from several credit cards into one payment. There are several methods available ...

Americans owe more than ever before. In the first quarter of 2025, household debt hit a record $18.20 trillion according to ...

Our opinions are our own. SOME CARD INFO MAY BE OUTDATED This page includes information about the Bank of America® Premium Rewards® credit card, currently unavailable on NerdWallet. The ...

The stress of rising balances, higher interest rates and how to get out of debt can contribute to anxiety, sleep issues, ...

The best method for paying down your credit card debt depends on your total debt, savings, financial habits and spending ...

Missed a few BNPL payments? You could face more than late fees. Here's how to protect yourself and your credit.

The average American owes over $105,000 in consumer debt, according to the latest data from Experian. If you feel like you're drowning in debt, you may be considering out-of-the-box solutions to ...

I plan on keeping the accounts open to protect my credit, but I will cut and toss all the cards so I can’t use them.” ...

Credit card debt has become a big problem in this country for millions of older Americans. According to a recent AARP report, 52 percent of adults ages 50 to 64 have credit card debt, along with 42 ...

Before you sign up for credit counseling, it's important to understand what it can do to help you get rid of debt.

These debt relief features may feel counterintuitive, but they can actually help you regain your financial freedom.