Using a credit card linked to your offset account can save on your mortgage but you need to be aware of the pitfalls to decide whether it will work for you.

A loan offset is a financial arrangement in which a borrower uses the funds in a savings or transaction account to offset the balance of a loan. The borrower's account is linked to their loan ...

The ATO Commissioner’s updated comments regarding non-ADI offset accounts suggest these arrangements should be carefully ...

In the buy-to-let (BTL) market, an offset mortgage can be a beneficial option for landlords, though it is not widely ...

But what is an offset account and how does it help people paying off their home loan? Finance expert Bishwas Bhattarai had this to say. Australian banks and financial institutions can offer an ...

An offset mortgage is where you have savings and a mortgage with the same lender and your cash savings are used to reduce - or 'offset' - the amount of mortgage interest you're charged. Instead of a ...