It’s also import to destroy your inactive credit card. Ideally, run the card through a paper shredder designed for plastic and then throw away the pieces. If you don’t have a shredder, cut up the card ...

There’s no limit to how long you can keep a credit card account open as long as you’re in good standing. The longer you keep ...

Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

Such a freeze will restrict access to your credit file and help stop crooks from opening credit cards in your name. Parents are able to get a free credit freeze for children under age 16.

Use your card sparingly to keep your account open. An active credit card can help you balance your credit utilization ratio, maintain a broad credit mix and extend the age of your accounts — all ...