The excitement of college can quickly turn to sticker shock when that first bill arrives. Many students and families quickly ...

For undergraduates, interest rates on federal student loans are 6.39% for the 2025-26 academic year — marking the first time ...

As the cost of attending college continues to rise, more students and families are turning to federal student loans to fill financial gaps. But borrowing money for school comes at ...

As college costs soar, understanding student loan interest rates is crucial for financial health. Federal loans offer lower ...

Federal student loan interest rates are set each May based on the 10-year Treasury yield plus a fixed margin ... are borrowing far more than their parents ever did. That combination makes this ...

Federal Student Loan Interest Rates Direct Unsubsidized Loans Graduate or professional 7.05% 8.08% Direct PLUS Loans Parents and graduate or professional students 8.05% 9.08% Source: US Department ...

Federal loans have fixed interest rates, which may be more attractive ... Unlike many private loans that have borrowing limits, Federal Parent PLUS Loans allow you to borrow as much as needed ...

Undergraduate and graduate students, parents, health professionals *Rates used below ... autopay and the 0.125% Sofi Plus discount. To get a low-interest student loan, first consider federal ...

loans will likely come with an 7.94% interest rate, compared with the current 8.08%, Kantrowitz finds. PLUS loans for graduate students and parents may have a 8.94% interest rate, a decrease ...

Federal student loan rates are fixed and set by a formula created by Congress that changes annually. Private student loan ...

To begin, you’ll need to enter your student loan amount, interest rate ... your debt will be discharged if you die. For parent PLUS loans, the debt can be discharged if either the parent ...

Private Loans Only: Bar exam loans come from private lenders, and there is no federal “bar loan” program. They work like ...