Level term life insurance, by definition, offers the beneficiaries the same payout over the entire length of the term. With decreasing term life insurance, you’ll pay a flat premium throughout the ...

Permanent life insurance is a type of life insurance policy that provides coverage for the entire lifetime of the insured as long as the premiums are paid. Unlike term life insurance, which offers ...

Cash value life insurance is a financial product that combines a death benefit with a savings component. It's a more expensive alternative to term life insurance, which only has a death benefit.

Variable life insurance is often more expensive than other life insurance products, like term life. In some ways, variable life insurance can be described as a form of securities. Why?

Two common types of life insurance, term life insurance and whole life insurance, can be useful coverage for many people. However, term and whole life insurance function very differently.

Term life insurance, by definition, is a type of insurance policy that guarantees an agreed-upon payout of a death benefit to named beneficiaries in the event that the policyholder passes away ...

Whether you need term or whole life insurance depends on your personal circumstances and financial goals. Read this guide to learn their features and benefits and how to decide which to purchase.

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and ...