Sales of indexed universal life (IUL) products grew 11% in the first quarter to $959 million. About 75% of IUL carriers ...

U.S. life insurers moved nearly $800 billion in reserves to offshore affiliates between 2019 and 2024, as the growth of ...

At first glance, the idea of universal sameness might seem idyllic ... It is, quite literally, a life insurance policy. Research across multiple disciplines has consistently demonstrated that genetic ...

Additionally, as you near retirement, an in-force insurance illustration can help you assess the status of your estate plan and your cash flow needs in retirement. Most whole life and universal ...

You and I are walking into a world where people compete to meet with life insurance agents to quench their desire to purchase indexed universal ... to bypass these “illustration wars” in ...

This is typically an option for universal life insurance policies ... You can call your insurance company or your insurance agent to run an “in-force illustration” showing what would happen ...

universal life insurance and guaranteed issue life insurance. It gets the highest score for reliable policy illustrations of top-scoring insurers in our rating. It also has competitively priced ...

But is change needed to help indexed universal life insurance evolve into a more responsible life insurance product? Many insurance professionals say yes and point to illustrations, participation ...

PALIG is in production with an Index Universal Life (IUL ... of-sale solution for life insurance that quickly and accurately generates quotes and compliant illustrations through an intuitive ...

The current illustrations regulation was adopted in 1997 after a similar process. And that was before indexed universal life insurance even existed. Instead of a full rework, regulators settled on ...

Reliable policy illustrations for accurate understanding ... including term, whole and universal life insurance policies. State Farm will only issue life insurance policies if you apply in person ...

Universal life insurance allows you to tap into the policy ... Mix in massively complex products designed to juice illustrations with opaque and unaccountable features and you have the recipe ...