It’s typically better for your credit score to keep an unused credit card open, especially if it’s your oldest line of credit ...

The no-annual-fee credit card strategy is useful for avoiding paying fees and feeling pressured to get your money back by spending more money. But it does require some planning and caution at the ...

Not using a card, wanting to reduce the number of cards you have, not wanting to pay hefty annual fees or switching brand loyalty from one hotel or airline to another are all valid reasons to ...

While credit card debt forgiveness may be an option worth considering for some, the risk is too high for others. This is especially true for seniors with assets or who want to use credit in the ...

Many credit card companies now allow instant access to digital card numbers for use in Apple Pay, Google Wallet or online purchases. This means that as soon as a new card is issued, it may be ...

even if you choose to ignore a credit card altogether, inactivity can slowly diminish your credit profile. The best option is to use your card on a regular basis but generally for minor amounts so ...