The big banks have all cut their variable home loan rates, but not everyone will want to reduce their mortgage repayments.

Commissions do not affect our editors' opinions or evaluations. According to FDIC data, the average interest rate on savings accounts ... and they tend to earn much higher rates.

NAB confirmed it would decrease its standard variable home loan interest rate by 0.25 per cent, effective from Friday, May 30 ...

Student loan interest ... change over time as the current student loan interest rates do. In general, variable interest rates start lower than fixed interest rates, making them more attractive ...

The fed funds rate determines how much ... (APRs). They do have an impact, however, because the federal funds rate is tied to the prime rate, which is used to calculate variable interest rates ...

Commissions do ... account today, but a high-yield checking account can earn 3.00% APY or more. Keep in mind, however, that checking account interest rates are variable and subject to change.