Have you ever been told you need to be more financially responsible? The phrase “financial responsibility” is often touted as a goal that everyone needs to reach, but what does it actually mean?

Respondents believe that the responsibility is shared among three parties: individuals, businesses, and the government, with 87% holding themselves responsible for protecting their own data ...

Practices like paying your bills on time, saving for emergencies and avoiding high-interest debt are universally financially responsible practices, but other smart money moves will vary by individual.