I have a friend who is 80 years old and a disabled Vietnam vet, who purchased a fixed annuity upon retiring from the federal ...

Responding to a recent call from a financial advisor in Nevada, the ERISA consultants at the Retirement Learning Center (RLC) address a question on required minimum distributions (RMDs) and missing ...

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I inherited an IRA from my mother who was already taking RMDs when she passed away. Am I required to take RMDs from the inherited IRA, or does the IRA simply need to be depleted by 10 years from the ...

Sequence-of-returns risk refers to the danger that the timing of some of the market's inevitable downturns -- and your ...

Once you hit required minimum distributions age (73), how much control do you have over the timing, amount, and source of your distributions? Let’s examine each of the levers.

More specifically, the Internal Revenue Service (IRS) requires us to take RMDs annually from accounts such as traditional ...

Roth IRAs do not reduce current-year taxes, but distributions (after five years) are tax-free. Traditional IRAs, on the other hand, do reduce current-year taxes—“but you have to pay them back later,” ...

There’s a special kind of annuity designed for the last chapters of your life — one that doesn’t pay out until age 75, 80 or ...

What do you do if you don't need the money from your required minimum distributions just yet? Here are five ideas.

Reaching retirement means enjoying the fruits of your labor, but it also comes with financial obligations, including Required Minimum Distributions (RMDs). When you reach age 73 (or 75 if born in ...