Should you switch from pre-tax IRA contributions to Roth contributions? Imagine that you’re steadily contributing to a traditional IRA. This provides you with an annual tax deduction. However, ...

If you're looking to optimize your retirement savings, pay close attention to Required Minimum Distributions.

Another reason to pay attention to AI in retirement planning comes from the work of Andrew Lo, a professor at MIT, and Jillian Ross, a doctoral student who collaborates with him. Together, they are ...

Responding to a recent call from a financial advisor in Nevada, the ERISA consultants at the Retirement Learning Center (RLC) address a question on required minimum distributions (RMDs) and missing ...

Because you are not required to take minimum distributions, RMDs, from your Roth IRA, you can pass along more of your retirement savings to your heirs. However, this benefit is only reserved for ...

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I inherited an IRA from my mother who was already taking RMDs when she passed away. Am I required to take RMDs from the ...

Sequence-of-returns risk refers to the danger that the timing of some of the market's inevitable downturns -- and your ...

Retiring at 61 after earning a $145,000 salary is a milestone, but it comes with the daunting question: how much can you ...

Answer: When you’re behind on saving for retirement, maximizing your contributions to tax-deferred plans in your final working years can be a smart move.

Once you hit required minimum distributions age (73), how much control do you have over the timing, amount, and source of your distributions? Let’s examine each of the levers.

More specifically, the Internal Revenue Service (IRS) requires us to take RMDs annually from accounts such as traditional ...