If you're looking to optimize your retirement savings, pay close attention to Required Minimum Distributions.

Converting your 401(k) to a Roth portfolio will allow you to entirely avoid RMDs. This is a legitimate form of tax planning.

Another reason to pay attention to AI in retirement planning comes from the work of Andrew Lo, a professor at MIT, and Jillian Ross, a doctoral student who collaborates with him. Together, they are ...

Responding to a recent call from a financial advisor in Nevada, the ERISA consultants at the Retirement Learning Center (RLC) address a question on required minimum distributions (RMDs) and missing ...

Because you are not required to take minimum distributions, RMDs, from your Roth IRA, you can pass along more of your retirement savings to your heirs. However, this benefit is only reserved for ...

Have an issue with your financial adviser or looking for a new one? Email questions or concerns to [email protected].

Sequence-of-returns risk refers to the danger that the timing of some of the market's inevitable downturns -- and your ...

Retiring at 61 after earning a $145,000 salary is a milestone, but it comes with the daunting question: how much can you ...

Once you hit required minimum distributions age (73), how much control do you have over the timing, amount, and source of your distributions? Let’s examine each of the levers.

More specifically, the Internal Revenue Service (IRS) requires us to take RMDs annually from accounts such as traditional ...

Plan smarter for retirement. Explore Medicare choices, long-term care insurance and effective tax reduction techniques.

Have an issue with your financial adviser or looking for a new one? Email questions or concerns to [email protected].