Based on the Reserve Bank of India's Report on Currency and Finance, nearly 31 per cent of outstanding loans in rural households are sourced from informal lenders.

Congress MP Karti Chidambaram highlighted concerns over transparency of Chicago based-TransUnion, the company behind the ...

A credit score is a three-digit number ranging from 300 to 900 that reflects a person's creditworthiness based on their ...

UGro Capital entered India’s fragmented micro, small and medium enterprises (MSME) lending space with a singular focus- to ...

According to the TransUnion CIBIL data for the three months ending March 2025, rural and semi-urban regions have weathered the slowdown in demand better than metro and urban areas.

Riya, a freelance graphic designer, was denied a credit card due to no credit history. Solutions include secured credit cards ...

The loan origination volumes of credit cards and home loans saw a drop of 32 percent and 7 percent, respectively, in Q4FY25 ...

India’s retail credit market has been undergoing a gradual but unmistakable transformation, marked by evolving consumer ...

The retail credit market experiences a significant slowdown in growth rates, achieving only 5% increase in March 2025 ...

The report said that across all other loan products, with the exception of personal loans, the growth in volume was lower ...

Similarly, the delinquency rate for personal loans was at 1.14 per cent as of March 2025, against 1.34 per cent as of ...